Maximum charges permitted in Manitoba for payday loan: 14% of the principal. We charge: 14% of the principal. For a $300 loan for 12 days: Total cost for borrowing = $42 Annual Percentage rate = 425.83%


in Winnipeg, Dauphin, Morden, Portage La Prairie, Selkirk, The Pas, Winkler, Steinbach, Thompson.

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Complete our streamlined application with just a few clicks. Share your basic information, select your preferred loan amount and repayment terms, and you're ready to proceed.

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Get your decision instantly with our advanced approval system. No waiting, no paperwork hassles - just a quick electronic signature and you're approved.

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Receive your funds instantly via e-transfer. Available 24/7, your money arrives in your account within 5 minutes of approval - no waiting, no delays.

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Maximum total cost of borrowing ranges from $100 to $1500, without any minimum repayment period.

Black Silver Capital

Black Silver Capital is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

No Credit Check | High Approvals

Get up to $1,500 from a safe, trusted, licensed lender. Easy application. Multiple repayments, FAST e-Transfer.

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We do things differently

Black Silver Capital is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.


Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.


Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

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Payday Loans are high-cost loans. Loan amounts depend on net pay and other qualifying requirements.

British Columbia Residents: The maximum fee allowed for a Payday Loan in BC is 14% of the principal. We charge $14 per $100 borrowed. For example, a $300 loan over 14 days has a total borrowing cost of $42, requiring repayment of $342, with an APR of 365.00%

Manitoba Residents: The maximum allowable charge is 14% of the principal. We charge $14 per $100 loaned. Example: A $300 loan for 12 days costs $42 to borrow, with total repayment of $342 and an APR of 425.83%. Contact Manitoba Consumer Protection Office at 1-204-945-3800 or visit gov.mb.ca/cp/cpo.

Nova Scotia Residents: Cost of borrowing is $14.00 per $100 on a $300 loan for 14 days (365.00% APR).

Ontario Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $500 loan for 14 days costs $70 to borrow, with total repayment of $570 and an APR of 365.00%.

Saskatchewan Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $300 loan for 14 days costs $42 to borrow, with total repayment of $342 and an APR of 365.00%.

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