THE HASSLE-FREE LOAN, WHEN YOU NEED IT

Canada’s most accessible loans

What loan amount would you like?

800

$100$1500

How many repayments?

Tell us what province you live in.

WHAT'S THE BEST LOAN FOR YOU?

🛍 Forget those line-ups down at the brick-and-mortar joint. You can apply for this loan from the comfort of your couch. Our advanced assessment tools instantly determine your eligibility.
The hassle-free loan option.

Safe & Secure

Completely confidential and secure, guaranteed! We use the same high security standards as the banks.

Expert Support

Our support staff is always ready to answer your questions and help you get the loan you need.

No Hidden Fees

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders.

Flexibility

Your interest fee is unchanged, whether you pay in 1, 2, or 3 equal repayments.

Transparent

Our lending process is transparent. What you see is what you get. No surprises, ever.

Fast

You’ll know instantly when you’re approved and what repayment schedule best suits your needs.

Simple. Fast. Reliable.

Your journey to financial freedom starts here

Apply in Minutes

Complete our streamlined application with just a few clicks. Share your basic information, select your preferred loan amount and repayment terms, and you're ready to proceed.

Instant Approval

Get your decision instantly with our advanced approval system. No waiting, no paperwork hassles - just a quick electronic signature and you're approved.

Money in Minutes

Receive your funds instantly via e-transfer. Available 24/7, your money arrives in your account within 5 minutes of approval - no waiting, no delays.

Ready to Get Started?

Maximum total cost of borrowing ranges from $100 to $1500, without any minimum repayment period.

Eligibility Requirements

Our Requirements Are Basic

Black Silver Capital - The hassle-free loan option designed for Canadians.

Requirements

✓Are a Canadian citizen or Permanent Resident
✓Live in a province where we do business
✓Are 19 years of age or more
✓Received the same income source for at least 3 months
✓Have at least a monthly net income of $800
✓Are in possession of a Canadian bank account for the last 3 months from which you can do online banking
✓Have valid email and home address, and a mobile phone

⚡ Approval & Limits

Once you've filled out your application, our system gives you a decision almost instantly.

Most customers have their money in the bank the same day. Once you're approved and sign your agreement, our e-transfer system has the funds in your bank in 5 minutes.

Currently we offer loans between $100 and $1,500, with flexible repayment options.

$ Income Requirements

Our minimum monthly requirement is an income of $800. Many sources, such as child tax credits, ODSP benefits, and pensions, can be counted toward this total. Include such income sources in your application and we're ready to go.

↻ Repayment

We make repayment as easy as a dream. On repayment day, we debit the amount from the same bank account into which we made the original loan. Just ensure there are sufficient funds to cover the repayment—nothing else to worry about!

No Credit Check | High Approvals

Get up to $1,500 from a safe, trusted, licensed lender. Easy application. Multiple repayments, FAST e-Transfer.

APPLY NOW FOR INSTANT APPROVAL

Payday Loans are high-cost loans. Loan amounts depend on net pay and other qualifying requirements.

British Columbia Residents: The maximum fee allowed for a Payday Loan in BC is 14% of the principal. We charge $14 per $100 borrowed. For example, a $300 loan over 14 days has a total borrowing cost of $42, requiring repayment of $342, with an APR of 365.00%

Manitoba Residents: The maximum allowable charge is 14% of the principal. We charge $14 per $100 loaned. Example: A $300 loan for 12 days costs $42 to borrow, with total repayment of $342 and an APR of 425.83%. Contact Manitoba Consumer Protection Office at 1-204-945-3800 or visit gov.mb.ca/cp/cpo.

Nova Scotia Residents: Cost of borrowing is $14.00 per $100 on a $300 loan for 14 days (365.00% APR).

Ontario Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $500 loan for 14 days costs $70 to borrow, with total repayment of $570 and an APR of 365.00%.

Saskatchewan Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $300 loan for 14 days costs $42 to borrow, with total repayment of $342 and an APR of 365.00%.